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Retirement is a time to experience a fulfilling life derived from many enjoyable and rewarding activities” – Ernie J Zelinski…….very rightly said. Retirement should not be the end of the road. It should be the beginning of an open00 highway. Usual retirements are in 60s and they will be well planned but if one plans for an early retirement, then conditions and planning will have to be different. One has to plan properly and invest for an early retirement. TABLE OF CONTENT 1. Where to Invest 2. Plan Well for Early Retirement  3. Admirable Ventures of Good Time Builders       3.1. Lake Side Enclave    3.2. Waterfront Villas    3.3. Good Time Residence 4. Hit the Bullseye 1. Where to Invest Early retirement cannot be an overnight miracle. Actually after retirement one should be dare enough to live the life one has dreamt of. One should be in a position to move forward and fulfill all those desires which were left behind in the struggle of life, and for all these one need to invest so that a flow of regular income is generated. Real estate has always been a great option of investment; it will prove so even if it is an early retirement. Real estate investment can generate ongoing passive income in the form of rental income. It can also be a good long term investment as the value of the asset increases in due course of time. When you decide to invest in real estate, then what can be better than investing in the affordable and comfortable ventures of Good Time Builders! This is a reputed company that has carved its name in real estate. It is one of the best builders and developers of real estate industry.  2. Plan Well for Early Retirement  Retiring early from work life and also meeting the life goals and staying on course after retirement are two sides of the coin. One has to plan perfectly for all the expenses that he has to face after the early retirement because it brings with it the challenges of meeting life goals such as the education of the children, their weddings along with the usual expenses of life, not to mention the emergencies that would pop-up due to adverse health conditions. So if you can invest in real estate, be it residential or commercial from where you can get a regular income as rent, would probably be a better deal. One can also add to the income by investing in real estate of futuristic locations and gain healthy returns over a period of time. There are numerous opportunities to make money. One has to explore and reach your hand to grab the opportunity. One such opportunity is to invest in the ventures of Good Time Builders if you are planning for an early retirement. 3. Admirable Ventures of Good Time Builders   Over the years, real estate investment has been a preferred choice of many. One can invest in real estate for higher returns. It is a tangible and a safe asset. It gives the best returns than other investments without any fear of losses. The assets generate life-long returns and ROI is also exceptionally good. Good Time Builders have their ventures at Patancheru, Isnapur and Sainikpuri. 3.1. Lake Side Enclave Lake Side Enclave at Isnapur can be a perfect choice to invest if you are planning for an early retirement.  Isnapur is in close proximity to Patancheru Industrial area, Asian Paints, Agarwal Rubber Limited, Paragon Polymer Products etc. A lot of Tech Parks like Meenakshi Tech Park, SBR Siri Tech Park, Tech Cadenza etc. lie in the vicinity of Isnapur.  Lake-Side Enclave is a prestigious residential gated community with 2BHK units and 3 BHK apartments exhibiting an extraordinary blend of luxury and elegance. Away from the hustle and bustle of the city, this ultra-modern- lush green project is an amalgamation of Premium Units and elite apartments. These Units and Apartments are built to offer an ultimate lifestyle that can refresh the mind and soul. This project has elite amenities that provide ample comfort and an excellent infrastructure. Landscapes and gardens make the area serene and spread beauty to the surroundings and also purify the air. This is a perfect place to live life after an early retirement or to make it a source of rental income. 3.2. Waterfront Villas Located at Patancheru, these luxurious 3 BHK duplex villas are spread over 6 acres of land. Ornamented with chic amenities, these villas offer a lifestyle that is packed with health, elitism, luxury and elegance. The top notch amenities and  well designed architecture makes these 94 units chic and stylish. An exclusive club house pockets a number of outdoor and indoor sports to maintain a healthy lifestyle. Landscape gardens add to aesthetics and provide a lush green environment. One gets to breathe only pure air, with no pollution in it. Lavish Waterfront Villas is a creditable accomplishment of Good Time Builders. This gated community is centrally located and enjoys proximity to prime locations. 3.3. Good Time Residence Located in Sainikpuri, Good Time Residence has the most well-designed accommodation plan for a comfortable living. Designed perfectly, these 8 units enclose ample natural light and ventilation. As there are less number of units, life at this venture is like living in a cozy corner with ultimate privacy. This is a much sought-after residential address, listing it as one of the up market housing localities. One can invest in any of these or all of these ventures if you are planning for an early retirement because all these ventures are at locations with futuristic potential, in a serene and quiet atmosphere with no pollution and can fetch handsome returns as well as rental income.  4. Hit the Bullseye Not every realty hotspot has the luxury to afford an appreciation in price. That is the reason the location of a venture should have futuristic potential. The ventures of Good Time Builders are not only selected in locations with futuristic potential but

Real estate is the largest business next to agriculture and maintains a strategic importance at all levels. Construction sector is jumping by leaps and bounds with the help of digital technology. It is undergoing enormous technological and industrial changes with the help of recent trends, tools and technology. Artificial Intelligence is one of the advanced technologies that are being adapted by the real estate sector, especially the construction segment. Implementation of this emerging technology offers tremendous benefits in improving productivity in the construction sector. Now, Artificial Intelligence floats in real estate sector. TABLE OF CONTENT         1. Artificial Intelligence and Machine Learning         2. AI in Construction Sector         3. AI Modifies Real Estate            3.1. Chatbots            3.2. BIM            3.3. Blockchain Technology         4. AI Floats in Real Estate 1. Artificial Intelligence and Machine Learning Artificial Intelligence refers to any human-like intelligence that is exhibited by a computer. It is an endeavour to replicate human intelligence in machines. Unlike the natural intelligence displayed by humans, Artificial Intelligence is devoid of consciousness and emotions. It is a branch of computer science that creates computer controlled robots to perform tasks commonly associated with intelligent beings, hence the name artificial intelligence. This branch of computer science is gaining popularity in the construction segment of real estate. Artificial Intelligence can also be described as a machine that mimics human cognitive functions like problem-solving, pattern recognition and learning. A division of AI is Machine Learning which uses statistical techniques to give computer systems the ability to learn from data without being explicitly programmed. A machine gets better at understanding and providing insights when it is exposed to more data. 2.AI in Construction Sector Though a toddler, Artificial Intelligence is transforming the construction industry into a tech-enabled industry. The use of AI is making the construction industry more structured and organized. It optimizes work schedules, improves the safety of the workplace and also keeps a close watch on construction facilities. AI has already begun to penetrate into planning, scheduling and conflict management domains of construction projects. It helps in scheduling several ordinary yet important tasks for running their operations. They can schedule related tasks, prevent conflicts and delays. AI helps in the coordination of complicated tasks and management as well as the prevention of unexpected costs and delays. AI can predict the possibilities that might happen if a permit is delayed or if an incident happens. This forecasting helps to arrange proper emergency plans to deal with unexpected situations. Drones are used to assess in survey of the various stages of construction, especially those curves which may be fatal for human survey. 3.AI Modifies Real Estate There are various ways in which AI is modifying the real estate sector. A few are mentioned here. 3.1. Chatbots This is one of the most understandable ways AI is renovating real estate. Realty companies have started integrating chatbots into their websites. A chatbot is an Artificial Intelligence software that can stimulate a chat with the visitor on the website. This application is used to conduct an online chat conversation via text or text-speech. AI powers make the chatbot capable and intelligent to answer complex queries. It learns from every conversation it has with its customers. It improves its current response with the previous conversation. It is trained to operate on its own using a process known as Natural Language Processing combined with AI. An AI Chatbot recognizes, understands and responds to queries in seconds. A chatbot serves as a major tool to interact with the customers at any time of the day. It is available round the clock. AI gives a human touch to every conversation of the chatbot. It saves the time of the customers and also provides satisfactory answers. 3.2. BIM Building Information Modelling(BIM) is a model based design concept where a building is virtually created prior to getting on the field. It is a process to create and manage information on a construction project across the lifecycle of the project. BIM provides many advantages like improved productivity, cost effectiveness, reduced rework, improved coordination and much more. It provides 3D models of the buildings and helps to assess and analyze the impact of a minute change on the overall structure. BIM is a flexible tool and a resource that helps to create the right virtual infrastructure that can save time as well as the cost. AI helps BIM to strengthen its core. AI assisted BIM can support BIM infrastructure. AI can identify problems that might arise in future, thus saving from the risk arising in future as well as the cost. BIM software collects and works with a variety of data and AI helps to make sense of this data, analyses the data and creates models. It can also predict the upcoming issues and save the project from risks, thus minimizing the risk of loss. 3.3. Blockchain Technology Blockchain records information in a way that makes it difficult and impossible to hack or cheat. It is basically a digital ledger of information and transactions that is duplicated and transferred across the entire network of computer systems on the blockchain. Real estate uses Blockchain technology. It offers a new means for the buyers and sellers to connect with one another. Blockchain is used to cut intermediaries from the transaction process, thus reducing the cost. AI and Blockchain work together to bring a better change in real estate. 4.AI Floats in Real Estate Leaders in the construction field are embracing Artificial Intelligence with open arms. They are showing greater interest in the transformative prospects of Artificial Intelligence Technology. AI can prevent accidents at the construction site and can also assist operators of heavy and mobile machinery. Technology is making the construction more efficient, innovative as well as time and cost effective. Drones fly over the construction sites, AI optimizes work schedules to

Home – a word that soothes the ears and gives peace of mind, a place where the story of life begins and takes various turns, a place that offers innumerable moments of joy needs a lot of materials to construct. These key raw materials with the modern technology of construction create wonders in the form of incredible homes. Construction companies project a plethora of designs in their ventures though all use the common raw materials in their constructions.  TABLE OF CONTENT 1.Key Raw Materials     1.1. Bricks     1.2. Sand     1.3. Steel 2. Con-Tech in Construction     2.1. Precast Technology     2.2. Innovative Green Building Material 3. To Conclude 1. Key Raw Materials  The common materials used in construction are called raw materials and the materials that are important are said to be the key raw materials. These are natural resources often altered to suitable forms that could be used in construction. Alteration of natural resources takes place through various processes prior to use in construction. A number of materials go into the construction of our dream homes. Raw materials vary depending on the types of construction – it can be a residential or commercial segment. 1.1. Bricks Bricks are the most used raw materials due to its durability, ability to tolerate high temperatures and ease of building. Bricks are the key components of construction. Bricks are of various types that are uniquely made and designed for different purposes. Burnt clay bricks, commonly known as common bricks are used to build columns, walls and the foundation of strong buildings. Other types of bricks include sun-dried, burnt clay, fly ash, concrete, sand-lime, Jhama, porotherm or hollow bricks. Porotherm are also known as smart bricks or hollow bricks. These hollow bricks with high strength and thermal insulation are considered to be eco-friendly. 1.2. Sand This is another key raw material used in the construction process. It has different varieties like concrete sand, river sand, pit sand, manufactured sand, utility sand and fill sand. It offers strength to other raw materials used in the process of construction and is used in concrete. The sand that is used as a fine aggregate in the production of concrete or mortar is concrete sand. This is commonly used in cement and asphalt mixtures. Concrete sand is crushed and filtered to remove small rocks and other fragments. Concrete sand is also used as pipe sand or as a levelling medium and base layer for above ground pools, walkways or patios River sand as the name proclaims is obtained from river banks and streams. It is naturally available, finely graded and cheaper. Manufactured sand or M-sand is manufactured by crushing hard stones into small sized angular shaped particles which are then washed and finely graded. This can be substituted for river sand and offers excellent durability to concrete. 1.3. Steel Steel forms the support of the building. It bonds well with concrete and is considered to be an essential key material used in construction purposes. Steel is produced from raw materials. There are four types of steel that are used in construction – light gauge, rebar, structural and mild. Light-gauge steel is also known as cold-formed steel or cold-rolled steel. It is a cold-formed material made from thin sheets. It is not bulky or heavy and makes the construction process easier. It is flexible, safe and easy to form a frame system. Structural steel provides a base for the building and helps to develop the structure. This type is available in various shapes and is very strong. Rebar steel bonds with concrete and is used as a mesh of steel wires in construction. It enhances tensile strength and can be manufactured to long lengths. Mild steel is plain carbon steel used for conventional and modern bolted pre-engineering buildings. 2. Con-Tech in Construction Construction technology is popularly known as Con-Tech. It includes all the innovations done in the construction sector. These technologies include Mivan Technology, RCC framework, wooden formwork and Precast Technology.  Wooden formwork is simple to construct as it is light in weight. Timber is used here to build different types of moulds and this is in turn used to pour concrete. This is built on the site itself. Mivan is a fast paced construction technique which uses aluminium formworks and offers strength and durability to the building. This technique is used in the construction of residential buildings and mass housing projects. It is earthquake resistant and also saves time and money. 2.1. Precast Technology India being a vast country with a large population requires a lot of building material to cover up the demand of residential units. Hence our country needs innovative, high-efficiency building materials for strong and durable housing in an advanced mode of construction. Moreover it should be affordable and time consuming. What can be better than precast construction! It is a system of casting concrete in a reusable mould which is then treated in a controlled environment. It is then taken to the construction site and lifted to the place. GFRG panel is also an example of precast technology. It is a modern building component used for mass scale construction in a short span of time. GFRG panels have high flexural strength, sheering strength, comprehensive strength and flexibility. Precast houses and buildings are cost efficient and work at a rapid pace. Precast concrete retaining walls can be used in landscaping and storage applications. Precast boundary walls, pre-stressed concrete panels, farm house boundary walls etc. are also used as modern construction technology. 2.2. Innovative Green Building Material Those materials which are local and renewable are considered to be green building material. Materials that are found from the ground like clay, sand, and stone are green materials. Plant materials such as wood, bamboo, grass, straw are also green materials. These materials are being used in the construction of green buildings as they are eco-friendly.GFRG Panels is a technological advancement in the construction industry. These panels replace the use of blocks and bricks. These are prefabricated Gypsum boards reinforced with glass fibres.

Hyderabad real estate is always admired and appreciated by one and all. There are various reasons for its popularity. The localities which are in the core of the city as well as on the fringes of the city enjoy excellent infrastructure. The fact is, places a bit away from the core of the city enjoy a better atmosphere and have very less pollution. One such place is Isnapur whose real estate is blooming nowadays. Again, there are a few reasons that make this locality stand out from the surrounding areas. TABLE OF CONTENT 1.Isnapur – A Favourable Location 2.Well-Developed Infrastructure at Isnapur 3.Employment Hubs in the Vicinity of Isnapur 4.Lake-Side Enclave – A Perfect Choice 5.Wind-Up 1.Isnapur – A Favourable Location Isnapur is near Patancheru in Sangareddy district of Telangana. It has Ranchandrapuram Mandal towards the east, Sangareddy Mandal towards the west, Shankarpally Mandal is on the South and Hathnoora Mandal falls on the North. Just a few kilometres from Hyderabad, Isnapur is blooming in real estate. It is a fast paced developing residential locality strategically located along NH-65. Having smooth connectivity via  NH-65 and ORR and proximity to employment hubs and industrial areas, the demand for real estate is increasing at Isnapur. Mutangi, Pocharam, Ramachandrapuram, Citizens Colony and Pashamylaram are some of the nearby areas. In this fast paced locality, Good Time Builders have proudly presented one of their elite and unique ventures, Lake Side Enclave. This is one of the best residential projects in this locality. 2.Well-Developed Infrastructure at Isnapur Isnapur provides well developed physical, social and retail infrastructure. This place has excellent connectivity through NH-65 and ORR. Patancheru and Nagalapalli are the nearest stations if one desires to travel by train. The closest metro station after the completion of phase 2 MMTS is at Ramachandrapuram. The social and retail infrastructure is also well-developed. Schools like Trivent School, St. Mary Grammar High School, Bharathiya Vidyalaya HS, Sharada High School and ZPHS are located at Isnapur.  Hospitals, educational institutions and malls are in close vicinity. Well–developed infrastructure also contributes in blooming of the real estate at Isnapur. 3.Employment Hubs in the Vicinity of Isnapur  Isnapur is in close proximity to Patancheru Industrial area, Agarwal Rubber Limited, Asian Paints, Paragon Polymer Products etc. A lot of Tech Parks like SBR Siri Tech Park, Meenakshi Tech Park, Tech Cadenza etc. lie in the vicinity of Isnapur. Real estate is blooming in Isnapur due to its proximity to the various employment hubs. Investments at Isnapur will yield good returns as this place is becoming a sought-after location for investors.  4.Lake-Side Enclave – A Perfect Choice  Lake-Side Enclave, a prestigious residential gated community by Good time builders is an extraordinary blend of luxury and elegance.  This impressive project amidst the beauty of nature elevates the spirits. Nestled at Isnapur these Premium Units are exquisitely designed 2 BHK elegant Units where life breathes comfort. Away from the hustle and bustle of the city, this ultra-modern- lush green project is an amalgamation of Premium Units and elite apartments. 3 BHK Apartments are built to offer an ultimate lifestyle that can refresh the mind and soul. 4.1. Amenities at Lake-Side Enclave This project has elite amenities that provide ample comfort and an excellent infrastructure. An Open Community Hall offers various means of entertainment along with a dash of health fitness. Basketball court, Swimming pool, Parks, Children’s play area, Jogging track, Tennis court and many more will keep the residents active and healthy. An Amphitheatre is also available to spend the weekends with family and relish the comforts. A unique club house where the residents can develop social ties and also relax after the daily hectic schedules is a regular feature of this project. An exclusive play area for children will give ample space to spend time with other children of the society. All the houses are Vastu compliant. 4.2. Aesthetics to Rejuvenate Landscapes and gardens make the area serene and spread beauty to the surroundings and also purify the air. They rejuvenate the aesthetic senses in addition to providing a number of advantages. Lovely landscapes can increase the value of the property. Colourful flowers will liven up the atmosphere. Landscapes and gardens change the look and the well designed and laid out lawns spread peace and calmness in nature. Landscapes radiate beauty as well as contribute in controlling pollution, improving air quality etc. 4.3. In Proximity Social infrastructure includes the social services that are necessary to raise the standard of living or to make life easier and enjoyable. Availability of services like schools, colleges, health care centres, hospitals and malls upscale the lifestyle. The growth of infrastructure in an area will be a reason for the growth of the economy of that place. Lake-Side Enclave is also in an area where the development is taking place at a rapid pace. One can reach Patancheru , Beeramguda, Serlingampally, BHEL  and ChandaNagar in less than 15mins. International Schools, Work Stations, Hospitals, Shopping Malls and entertainment Zones are in proximity of 30 min drive. Lake Side Enclave is within close proximity of important places like Gachibowli, Financial District, Kokapet and Madhapur. It hardly takes 30 min to reach these places. 5.Wind-Up Isnapur has been getting a lot of popularity in the recent days for its infrastructural development and this is the reason why real estate is blooming in Isnapur. Commuting through the Financial District and ORR will be hassle free. One gets no traffic and no traffic means no pollution. This place is becoming a residential area of IT professionals who love to live in a peaceful and serene atmosphere. What could be better than Isnapur if one wants an elite life in a quiet atmosphere! If it is Isnapur, then what could be better than Lake – Side Enclave. Isnapur holds a remarkable growth potential. Commercial complexes that include supermarkets, schools, restaurants, fitness centers and banks are abundant, making Isnapur one of the preferred destinations.  A property fetches a handsome return on investment if it is in an

Man is getting busier and it is becoming necessary for him to depend on others to carry out his actions and transactions. He needs to enter into contracts of agreements in relation to business. He can delegate his functions to others legally to carry out activities on his behalf. He can also do the same if he is physically unfit to take care of his business or property. He has to choose the person judiciously to whom he wants to delegate his functions. TABLE OF CONTENT Know About Power of Attorney Credentials of an Attorney Authentication of Power of Attorney Life of the Power of Attorney Revocation of Power of Attorney Types of Power of Attorney  1.Know About Power of Attorney A power of attorney is a legal document. It allows a person to act as the legal agent of another person and perform certain tasks on his behalf. The person who gives the power of attorney is called the donor or the principal and the one on whom the responsibility is shouldered is called the donee or the agent. Complete or limited authority will be given to the agent to take legal decisions about the principal’s property, finances or medical care. The legal process involves the drafting of a document which assigns the power to act as a legal representative of another person. The Principal should take all precautions in choosing an agent as attorney to avoid nuisance or any financial loss in future. He should choose a person who has the ability to keep financial records and should be trustworthy. One has to choose the agent judiciously.  An agent can take all necessary decisions related to legal issues where the principal cannot be present to sign or if he is ill or disable. A paper signed by the principal can also function as power of attorney if it gives powers to an agent but that paper should be clear and understandable. The power of attorney gets nullified if the principal dies or gets incapacitated. The power of attorney needs to be authenticated by a Sub-Registrar only or it must be notarized by the notary if the agent gets the power to sell a land. Registration of power of attorney is optional. It is not compulsory unless it creates an interest in any immovable property, i.e. if the power to sell a property is given to the agent.  If the value of the immovable property is more than Rs.100 then the power of attorney needs to be registered. A stamp duty is compulsory which has to be paid in the jurisdictional registrar’s office. 2.Credentials of an Attorney An agent or an attorney is the person who is appointed by the principal to act on his behalf. A power of attorney can be executed by any person who is proficient to enter into a contract. He must be willing to act in that capacity impartially. He has to be responsible and should act with utmost faith. He is supposed to be loyal to the donor and should never disclose any confidential matters related to the business of the principal. He should not be a miscreant and should not take advantage of his powers. He should be loyal and act in the best interest of the principal. He should understand his responsibilities and should not flow with emotions. He must use his powers judiciously. 3.Authentication of Power of Attorney A power of attorney is a legal document and needs to be framed by using the right language. The objectives and the responsibilities which the agent has to carry out on behalf of the principal should be clearly mentioned in the document. This legal document needs authentication. Hence it should be signed and notarized by a certified notary advocate. He will declare that the principal is competent at the time of signing the document or the power of attorney. The principal will also have to prove his identity with the help of an ID to the notary advocate before he certifies and issues the document. This document has to be executed and authenticated by the Registrar or Sub-Registrar of assurances as per the Registration Act, 1908.  4.Life of the Power of Attorney A general power of attorney remains active unless it is revoked or ends by the death of either of the party but a special power of attorney remains in force till the specified act does not get completed. Duration of the power of attorney depends on the type of attorney. There can also be a fixed period of power granted to the agent but it has to be mentioned in the deed by the principal. 5.Revocation of Power of Attorney Revocation is the act of recall or annulment of the powers given to the agent by the principal. A power of attorney can be revoked by the principal at any time. In doing so, the principal has to give a written notice to the agent but revocation is not applicable if the power of attorney is for a fixed period of time. Normally a power of attorney gets revoked if the principal gets bankrupt or dies or becomes insane. The principal can revoke if the matter for which the agent was appointed gets over. This can happen by mutual understanding of the two. If the agent is a spouse of the principal, then the power of attorney revokes or gets terminated in case of divorce or legal separation. A Power of attorney is an important document and should be used judiciously. 6.Types of Power of Attorney 6.1. General Power of Attorney As the name suggests, the general power of attorney is given by the principal to the attorney where he is authorized to do the general acts on behalf of the principal. In a general power of attorney the principal authorizes the agent to carry out all legal acts on his behalf without restricting it to a particular transaction. The agent has all the powers to act on behalf of the

Every field and every industry is moving ahead with technology then how can real estate remain behind. It has also embraced technology in almost all its sectors and the construction sector is no exception. GFRG panels have brought a great technological advancement in the construction sector.  TABLE OF CONTENT 1.GFRG Panels  2.Need of the Hour 3.Properties of GFRG Panels  4.Applications of GFRG Panel 5.Advantages of GRFG  Panels 6.Disadvantages of this Technological Advancement 7.Cuddle this Technological Advancement 1.GFRG Panels  GFRG panels are also known as rapid walls because the construction with GFRG panels goes on rapidly. This is another technological advancement in real estate. These panels are made up of calcined gypsum plaster reinforced with glass fibers. These were invented in Australia in 1990 but now they are accepted by a few countries including India. A GFRG panel is manufactured to a thickness of 124 mm, a length of 12 m and 3 m height. It contains cavities that will be empty, partially filled or completely filled with reinforced concrete as per the structural requirement. Each one meter segment of the GFRG panel has 4 cells, with each cell being 250mm wide and 124 mm in thickness. 2.Need of the Hour India being a vastly populated country needs more residential and commercial units. There is a vast requirement for building material. At this crucial moment an innovative technological advancement is the most required. We need high efficiency building materials for strong and durable housing at an affordable cost but with an advanced mode of construction. This requirement can be completed by GFRG panels which provide rapid construction and are also eco-friendly. GFRG panels can reduce the cost of construction by 50%. These panels when filled with reinforced concrete in an appropriate proportion become strong enough to act as load bearing and shear walls. 3. Properties of GFRG Panels  GFRG Panels are made up of gypsum plaster which is recognized for its durability and the overall look. Its use is increasing all over the world because of its positive properties. These panels can be used for load-bearing as well as non-load bearing walls. Having good load bearing capacity and density, GFRG panels are used in residential and commercial constructions. The material is light in weight with flexible strength and is perfect for the plans and designs. Due to its excellent properties, its material is considered to be an efficient green building material and architects mostly prefer these over other materials. It is considered to be an eco-friendly option. These are also used for hybrid construction in multi-storied buildings. GFRG panels can resist earthquakes up to 8 Richter’s scale. Construction with these panels is easy and time saving as compared to the standard construction process. Being light, they can decrease the structural weight of the construction. 4. Applications of GFRG Panels 4.1. Load-bearing Walls – The cavities of GFRG panels are filled with reinforced concrete when they have to be used as load-bearing walls. They are suitable for multi storied buildings with high-capacity as vertical and shear load bearing walls. In a low-rise building which is single or double storied, the cavities can be kept vacant or can be filled with some non-structural core filling like insulation, sand, dust, polyurethane or just light weight concrete.   4.2. Partition Walls – GFRG panels can be used in partition walls of multi-storied buildings.  In such cases the panels are filled as per the requirement.  These types of walls can be used as cladding in industrial structures. 4.3. Other Areas – GFRG panels are also used as compound walls, security walls, horizontal floor slabs, staircase and pitch roofing, light-weight bearing wall and floor slabs. 5. Advantages of GRFG  Panels 5.1. These panels have high strength resistant glass fibers; hence they are highly durable and strong. Extra large size panels can also be prepared. They are resistant to high impacts. The strength and durability of GFRG panels is five times more than a conventional construction material.                           5.2. They are light, maximum in strength and easier to install. Installation process is simple and cost-effective. The use of cement and sand gets reduced if the construction is with GFRG panels. It requires minimum structural support. As these panels are pre-made structures, they just need to be installed at the site.                             5.3. These panels require very less maintenance, have a good lifespan and the shipping costs are minimized as they are light in weight.                          5.4. They are cost-effective. As the construction time is less with GFRG panels, it saves both money and time. Construction with GFRG panels is quicker as compared with the traditional construction. 5.5. GFRG panels have excellent thermal efficiency.  They give warmth in winter and cools down by 4 degrees in summer season. Cost of cooling and heating gets reduced.        5.6. No beams or panels will be needed for the installation of these panels. Even bricks are not required in the construction process.                           5.7. These panels are environment friendly because they reduce the carbon footprint.             5.8. These panels resist the lateral loads caused due to earthquakes and wind. They are also fire resistant.                        GFRG panels are not only used for the walls, they are also used for the roofs, floors, sunshades and the boundary walls.       6. Disadvantages of this Technological Advancement Every technology has some advantages as well as a few disadvantages. This technological advancement also has a few disadvantages which can be overcome by taking some initiatives and precautions.      6.1. As a crane is essential to lift and place the panels in the required position, more space for movement is needed at the site.          6.2. The design of a GFRG panel is a bit complex, so trained workers are required in the construction.      6.3. Highly skilled and experienced labour is needed for installation and working with these panels. These are a bit more complicated than other construction materials.                         6.4. As the panels are huge and heavy, they need to be handled

Sunlight! The most precious gold on the earth, gives light and heat to the world. The heat of the scorching Sun may tan our skin, but that same heat can help us in various other ways. “Our climate is very conducive to solar energy. There is a lot to be gained from harnessing passive solar potential and using the sun to heat our water and our homes”-Bill Parker. TABLE OF CONTENT 1.Solar Energy 2.Solar Panel 3.How does Solar Panel Function 4.Solar Rooftop 5.Solar Rooftops in India 6.Solar Panel Saves Energy 7.Benefits of Solar Rooftops in India 1.Solar Energy The Sun, in addition to shining, giving heat and making the day bright has abundant and renewable energy called solar energy. It is a source of energy that can be harnessed using a range of technologies. This harnessed energy, called solar power is converted into thermal or electrical energy and can be used for water heating, ventilation, electricity and even transportation. 2.Solar Panel A Solar panel is also known as a PV panel.  Heat of the sun contains particles of energy called ‘photons’. Solar panels convert these photons into electricity which can be used to power electrical loads. Solar panels are used for various applications including residential and commercial solar electric systems.  There are two types of technologies that harness solar energy: Solar Photovoltaic and Solar Thermal. In Solar Photovoltaic technology, sunlight is converted into direct current electricity by using semiconductors. Solar Thermal technology, utilizes the heat energy from the sun for heating or electricity production. Solar panels do not require much maintenance. It only requires the initial cost for installation. Once installed it keeps on generating electricity for about two decades.  Solar panel saves energy. 3.How does Solar Panel Function Sunlight contains clean renewable energy. Solar panels collect this clean energy and convert it into electricity. Then this electricity is used to provide power for electrical loads. A Solar panel comprises of numerous individual solar cells. These solar cells are in turn composed of layers of silicon, phosphorus and boron. Phosphorus in solar cells provides negative charge while boron provides the positive charge. Solar panels initiate an electric current when they absorb photons. Solar cells act as semiconductors because they are made of silicon. These solar cells are constructed with a positive layer and a negative layer. These two layers can create an electric field. Photons knock electrons loose from a solar cell when they hit it. These form an electrical circuit if positive and negative conductors are attached to the cell. Electricity is generated when electrons flow through the circuit. This entire process is called Photovoltaic effect.  A solar panel has multiple cells and multiple panels can be wired together to form a solar array. The more panels are there, the more energy is generated. 4.Solar Rooftop Solar panels are placed on rooftops to harness solar energy. This is then converted to electricity. Rooftops that hold solar panels are called Solar Rooftops. Solar panels do not require a large space. The roof of a house is the best place to install Solar panels. These panels can generate electricity for all the power requirements of that house. The surplus electricity flows to the main power grid and can be used at night.  5.Solar Rooftops in India Solar panel saves energy. One can witness solar panels mounted on the roofs of houses, buildings, government buildings, and even business centers. India is shifting towards renewable resources, one being the solar energy which generates affordable electricity.  6.Solar Panel Saves Energy Solar energy can be used in different ways. We can use photovoltaic (PV) solar system, which is an easy way to benefit from solar energy. Solar panel is made up of silicon which is a semi conductor material. In a PV solar system, when sunlight hits a solar panel, the semiconductor material knocks the electron loose. These electrons, in motion, create current which can be caught with wiring. The electricity that is collected can be immediately used or can be stored in a battery for later use. Hence we can say that Solar panels save energy. 7.Benefits of Solar Rooftops in India Solar panels on the rooftops are cost effective. Installation of solar panels is free from any hazardous issues. They don’t affect the global climate as they do not generate any heat-trapping gases. It doesn’t generate carbon dioxide. It neither creates any harmful emissions or wastes that are associated with coal, like mercury, sulphur dioxides or nitrogen oxides. Solar Rooftop Panels just need proper cleaning and good maintenance. They can function for more than two decades without any problem. Rooftop Solar Panels generate electricity which can be utilized in that building, thus reducing the electricity bill. In this way one can also save the environment. Our country receives ample sunlight, almost throughout the year, so one can harness solar energy without any difficulty. Solar panels can support a number of applications like telecommunications equipment, remote sensing, remote power systems for cabins, and residential and commercial solar electric systems. Solar panels are also used in calculators in the form of solar cells. Electricity for many applications can be produced using solar panels. These are more effective when they are used in off –grid areas, which means there is no main electricity utility grid. Remote homes and cabins can use solar power. If properly maintained, a solar electric system can provide power for more than three decades. Being clean and renewable, solar power is very useful. Solar panel saves energy. Solar power can heat water or supply hot water to a residence or a building. Solar power can also run electric generators. At times people face some issues with access to electricity. In such cases people use diesel generators but they affect health and are also expensive in terms of their functioning costs. Here comes into force the solar energy which is an affordable source of energy and is eco-friendly. One also gets support from the government, as a part of the installation cost

Hyderabad, the City of Pearls and also known as the City of Nawabs becomes the most dynamic city of the world as it tops Jones Lang Lasalle (JLL) City Momentum Index in 2020. It tops in the socio-economic development category in the world.  TABLE OF CONTENT 1.Dynamic Hyderabad     1.1. Development of Infrastructure & Connectivity     1.2. Frugal Living     1.3. Perfect Place for Investment     1.4. Handsome ROI     1.5. Luxurious Lifestyle in Serene Atmosphere     1.6. Safe Real Estate Investment 2.Unparalleled Ecstasy of Life @ Hyderabad 1.Dynamic Hyderabad Hyderabad is gaining prominence and becoming one of the most preferred destinations for home buyers. Affordable residential prices and strong development of IT corridor had given a new glare to the City of Nawabs. There are numerous benefits and opportunities in the real estate of Hyderabad. The market is lucrative and choices are many. Rocket space real estate activity has contributed to this success and this real estate activity is influenced by the IT corridor. Here are a few reasons to show why real estate flourishes in Hyderabad.   1.1. Development of Infrastructure & Connectivity Hyderabad has become a favourite destination for IT based companies as the city is expanding and its infrastructure is getting exceptional. The old Hyderabad has now changed into a sophisticated city and it is experiencing infrastructural growth year after year. Well developed infrastructural facilities go hand in hand with the realty sector thus paving way for the development of the real estate sector. The growth of IT and non IT sectors are also a reason for the development of infrastructure in Hyderabad. The Hyderabad Metro, flyovers, underpasses and not to mention ORR have greatly improved the connectivity of the city. Apart from ORR, a Regional Ring Road is also on the way that is around ORR and connects major towns in the surrounding districts. This will resolve the traffic issues in the outskirts and roads around Special Economic Zones. Development of infrastructure boosts real estate development.     1.2. Frugal Living In Hyderabad one can take pleasure in all the comforts of a big city at affordable prices because Hyderabad is one of the top cities when it comes to quality living. Life in Hyderabad is economical and budget- friendly. Each one gets a residence as per his requirement and financial condition. Life in this city is easy on the pocket – be it living or eating. Hence people prefer to live in this city, thus paving way for real estate to flourish.   1.3. Perfect Place for Investment Hyderabad is at the helm of immense expansion. With the city getting a major infrastructure upgrade, city life, commute and work are becoming easy. Cost of living being favourable, investments in the city are increasing. Doing business is getting a smooth sail attracting large multinational companies to set up their business in Hyderabad. The city is becoming the fastest emerging IT hub with many other sectors growing at a rapid pace. All these factors are driving up the demand of residential as well as commercial properties. This is one of the reasons why real estate flourishes in Hyderabad.   1.4. Handsome ROI Real estate of Hyderabad is not affected by external factors and offers good returns on investment (ROI). Demonetization and Covid 19 had made the market a bit sluggish but as real estate is resilient, it bounced back again without damaging much. Real estate has always shown a positive trend in Hyderabad. The need for a residence and the urge to invest in real estate is always on the rise. Investment by international corporates and a surge of jobs are attracting people from other places, thus boosting up the demand of real estate. Some are already reaping handsome ROI from those who have already invested in Hyderabad.   1.5. Luxurious Lifestyle in Serene Atmosphere Hyderabad is known for high economic prosperity, healthier job prospects and chances of upward mobility. All these factors have attracted real estate which resulted in luxurious homes in gated communities with numerous trendy amenities. Cream of the crop has a trendy lifestyle and Hyderabad is the perfect place that offers residences of various tastes that fulfil the status. As the city limits are expanding, real estate developers are developing magnificent gated communities at the peripheries with trendy amenities for an elegant lifestyle. These dwellings are in a serene and tranquil atmosphere with no pollution. These residences offer privacy and are safe and secure with 24/7 security manned at the entrances and a number of CCTV cameras in the society. Real estate flourishes in the core of the city as well as on the peripheries of Hyderabad.   1.6. Safe Real Estate Investment With RERA in function, one can boldly invest in real estate of Hyderabad as all the dealings of real estate are very transparent and there are meagre chances of getting duped in investments. There are almost no fund diversions, delayed completions and frauds in real estate. Each project’s details are to be uploaded on the website of RERA, thus increasing transparency and decreasing the chances of cheating. One can invest with decent capital and rake up good profits or high rental yields. It is like you can have your cake and eat it too. 2.Unparalleled Ecstasy of Life @ Hyderabad Real estate flourishes in Hyderabad as it is the fourth fastest growing city in the world according to its contribution to GDP. Many factors make this city attractive and favourable for living. IT and ITES firms contribute to a lot of real estate development. Hyderabad is witnessing speedy growth because of its technology, encouraging culture for start –ups and well developed infrastructure. It is also a major hub for bio-technology. It has moderate weather and pollution levels are marginally high. Bus connectivity, public transport, Metro Rail also makes this city liveable. Hyderabad is the most affordable metro city and that is the reason real estate flourishes here. In this City of Pearls, Good Time Builders, a renowned company has a number of projects to its

[vc_row][vc_column][vc_custom_heading text=”Location is Vital in Real Estate Investment” font_container=”tag:h1|text_align:center|color:%23000000″][vc_column_text]If the location is perfect, then everything is perfect. It is all about location. It is a key factor in real estate investment. Whether you purchase a plot, an apartment, a flat, or a villa, location plays a major role in the investment of real estate. TABLE OF CONTENT 1.Location is Very Important     1.1. Upcoming Developments     1.2. Level of Privacy     1.3. Standard of Living     1.4. Safety is Vital     1.5. Necessities & Services     1.6. On the Peripheries     1.7. Resale Value 2.In a Nutshell   1.Location is Very Important Location should be the topmost priority. It should be the first factor that must be given prominence. Buying a property usually is a lifetime investment for many, hence it is very important to take the decision wisely. Even if one is planning to buy a plot and build it later, then also location should be taken care of. Today, Millenials have become a chunk of society and location has become vital for them. Let’s ponder over a few facts that support the importance of location.   1.1. Upcoming Developments One should have thorough knowledge about the upcoming developments of the selected location. One should know if there are going to be any major changes in that area or adjoining areas. This helps in evaluating the property in view of long-term. Some areas develop at a faster pace and others take years to develop. Development of an area is reflected in its ROI. It is not only the present services and facilities but also the development plans of the area in future that can get good price value over the years. Plans for infrastructure, schools, hospitals, flyovers, etc can considerably improve property values of an area. Growth rate increases if there are ongoing infrastructure projects nearby. One should invest in a location that promises faster development in future.   1.2. Level of Privacy One should know where he wants to invest, in urban, suburban or rural areas. Privacy and peaceful atmosphere depends on the location one chooses. Those who desire to stay away from the chaotic life of the city can move away from the city and enjoy the serene and green atmosphere of pollution free location. Only thing to consider is the location that should have potential for growth. Only such locations are good for real estate investment. If the investment is in a city, then the upper class or the upper middle class can opt for gated communities where one can relish luxurious amenities in addition to investing in a good location. The prices may be a bit high but one gets close to social infrastructure.   1.3. Standard of Living Each one has his own lifestyle or way of living. One should buy a property in an area of like-minded people. The quality of life you desire depends on the needs of your lifestyle and that lifestyle should be there in the area of your choice. Have a thorough survey of the area to get a better understanding of the people before you finalize on any property.   1.4. Safety is Vital  Safety is another factor that should be given utmost importance. With the crime rate increasing everywhere, one should invest somewhere that ensures safety of your house even in your absence. Safety of the family also matters. No other place is safer than a gated community. One should travel and return home safely. If there are too many incidents of crime in a particular area, the prices of the properties may be low and lucrative. But it is not advisable to invest in such a locality. Nowadays gated communities are the best where security and surveillance is round the clock. A house is a place that protects us from all sorts of dangers. Hence it has to be in a safe location. Market value of a property also depends on the safety of a location.   1.5. Necessities & Services This is another factor that is based on location. Basic requirements and important services like hospitals, malls or shopping centres should be close to your chosen location. One need not have to go too far for the essential requirements or special services. Proximity of important services is essential in selection of a location.    1.6. On the Peripheries Nowadays when work from home is becoming the trend and schools have become online, one doesn’t bother about the commute time or nearness to schools and offices. Hence most of the buyers are moving away from the chaotic and busy city life and settling near peripheries. That is a good choice as long as they choose a location with the right factors. The civic amenities need attention if the choice is towards periphery. Gated communities will be the best choice if safety is considered. Moreover amenities are also more in gated communities. Good Time Builders have elegant projects with gated communities, where one can be sure of the perfect location.   1.7. Resale Value One should also look into this factor. It is true that we don’t think of resale value in the moment of excitement but this is a factor that carries importance and cannot be ignored. So a property should be selected in areas with potential in future. There are areas where water gets clogged during rain and this situation worsens over time. This is becoming a regular feature in some areas and it is better to avoid such localities. One should see that the location of your real estate investment has good connectivity to the road even in rains. 2.In a Nutshell As far as a property is concerned, whether it is a plot or a constructed structure, we can do whatever changes we desire to. We can change its interiors or can renovate it or add some extra construction over the existing one but what cannot be changed is location. Sometimes people ignore security issues if they are getting a property as per their requirements but regret later because

No other place is as beautiful as a home – be it an apartment/ a flat or a villa. A home is a place which makes us feel safe and warm. Good Time Builders leave no stone unturned to convert a place into a safest home and their actions are reflected in their projects. Achievements are related to our actions. As per  Bo Bennett “A dream becomes a goal when action is taken towards its .achievement” TABLE OF CONTENT 1.Soaring High       1.1. Vision    1.2.  Mission    1.3. Commitment 2.Glance @ Achievements     2.1. Waterfront Villas     2.2. Lakeside Enclave     2.3. Good Time Residence    2.4. Srivatsavam 3.Round-Up 1.Soaring High      Good Time Builders are well known for their actions that have resulted in perfect achievements. Good Time Builders have a number of projects to their credit and each one is an achievement in itself. They are committed to making life better – be it in the core of the city in the hustle-bustle of a busy life or in a serene and tranquil atmosphere, on the peripheries of the city. Each achievement is a success and has received appreciation from those who reside in it. Good Time Builders have the choice of affordable as well as luxurious and elite houses as per the demand of the buyers. They have proved to be one of those companies that can blend great work with comfortable and elegant lifestyles. Have a glance at their vision, mission, and commitment which proclaims and certifies their dedication towards their work. 1.1. Vision: To create a world-class living environment with unmatched quality of life for people who inhabit them and that fit their heart’s desire and imagination. 1.2.  Mission: To provide value propositions to customers through the delivery of quality products and services at affordable prices, thereby creating an ever-lasting association with them and maintaining relationships based on the foundations of Trust, Integrity, and Transparency. 1.3. Commitment: To produce the finest homes with abundant aesthetics and environmental standards. 2.Glance @ Achievements  Good Time Builders have endeavored to create the best modern construction that is available as per the budget – affordable and luxurious that incorporates innovation and elegant designs. Priority is given to customer satisfaction. Let’s have a glance at the achievements of Good Time Builders.   2.1. Waterfront Villas  Waterfront Villas of Good Time Builders are located at Patancheru. These luxurious villas are ornamented with chic amenities and offer a lifestyle that is packed with health, elitism, luxury and elegance. Spread over 6 acres (approx), these luxurious 3BHK duplex villas are constructed on 1800 sqft (approx). Each villa consists of G + 1 floors. In all there are 94 units at Waterfront. Being Vastu compliant these villas are getting more attracted by the buyers. Avenue plantation is another attraction of Waterfront Villas. This gated community is centrally located and enjoys proximity to prime locations. These villas offer the pleasure of living in an independent house decked with privacy, liberty, and 24 / 7 security. These Waterfront villas offer posh amenities. An exclusive clubhouse provides a healthy lifestyle in the form of outdoor and indoor sports. Landscaped gardens provide a lush green environment thus making the air pollution free. One gets to breathe only pure air, with no pollution in it. Lavish Waterfront Villas is a laudable achievement of Good Time Builders.   2.2. Lakeside Enclave                                                                                                                     Lackside Enclave This is another prestigious residential venture at Isnapur. This project is an amalgamation of luxury and elegance. These are independent houses with 187 units enclosed in a gated community. These are 3 BHK flats with classy amenities that provide ample comfort and an excellent infrastructure. An Open Community Hall has a bit to reflect on your health and fitness and as the name goes, it is a place where one can have social gatherings and parties. Landscape gardens make the area serene imparting beauty to the surroundings and also purifying the air. All the houses are Vastu compliant. An exclusive play area is also allotted for the kids to spend time with other children of the society. This secluded play area doesn’t require any adult supervision as this gated community has security around the clock.   2.3. Good Time Residence                                                                                                                                                                 Good Time Residence located in Sainikpuri, these flats speak volumes for themselves. These are a much sought-after residential address, listing it as one of the up-market housing localities. The location provides an advantage to Good Time Residence. Designed perfectly, these 8 units enclose ample natural light and ventilation. This project has the most well-designed accommodation plan for a comfortable living.   2.4. Srivatsavam This project at Nagaram in Secunderabad is in itself a perfect reflection of creative construction. These 20 units are spectacularly designed residential flats spread on 20,000sq.ft. With modern amenities and a convenient location, Srivatsavam has become the most sought-after residential address. Each square inch is built keeping in mind the comfort of its residents. This is one of the residential developments of Good Time Builders. It offers spacious and skillfully designed 2BHK apartments.  3. Round-Up To its credit Good time Builders have some more projects like EC Extension situated in EICL, is known for its commercial development. Sai Srinivas Enclave, Anjanadari enclave,

A Home is a Dream that comes true when we own it. Love for home is almost the same even if you live in a rented house. Home is the place that protects and keeps us secure in all times – be it happy moments or tragic or disastrous. When a home is such an important place, then it requires to be protected in the form of home insurance. It is very essential. TABLE OF CONTENT 1.Home Insurance 2.Home Insurance is Essential    2.1. Gives Protection to the Structure of the House    2.2. Covers Against Natural / Man-made Disasters     2.3. Coverage of Valuable Assets / Belongings    2.4. Covers damage due to Fire and Theft    2.5. Protection Against Liabilities    2.6. Compensates for temporary Living Expenses    2.7. It is Economical 3.To Sum Up 1.Home Insurance This is an insurance coverage for the home and its belongings and possessions. Most home insurance policies provide additional coverage that will take care of your accommodation expenses if the house is much damaged by an insured event and not in a condition to live till the repairs are done. 2.Home Insurance is Essential Home insurance is not given much importance in India though it is very essential. Regardless of the fact that there is a considerable increase in the number of home buyers, people do not pay much attention to insure the house they have bought with a lot of effort and finance. Basically a house is one of the biggest financial investments of life and it has to be safeguarded. People avoid these as they feel it is not essential, till they meet some untoward incident. They also avoid mostly due to high premiums, complex processes while getting back the insurance and lack of sufficient information. Getting back the claim can be a bit complex, that is just to keep away from swindlers. Here are a few reasons why home insurance is essential. 2.1. Gives Protection to the Structure of the House A home insurance policy gives financial protection to the house that gets destroyed due to the insured events that may be due to natural calamities or man-made disaster. A basic policy provides the cover for the house in three ways.  Reinstatement Value : This value includes a value that equals the construction cost of the house. The value of the land on which the house is constructed is not included. Agreed Value : This includes both- the value of the land as well as the cost of construction Indemnity Value : This is paid as per the market value of the house . It covers the construction cost and the depreciated value as per the age of the building. 2.2. Covers Against Natural / Man-made Disasters  Natural calamities like storms, earthquakes, cyclones etc and man-made disasters like fire, theft, burglary, riots etc. cause a lot of damage not only to life but also to property. A home insurance policy covers these disasters and provides compensation for the loss and damage caused to the insured home due to such causes. 2.3. Coverage of Valuable Assets / Belongings Apart from covering the house from natural and man-made disasters, home insurance companies have policies to cover against loss /damage of contents that are inside the house. These include valuables, expensive and important belongings, documents, jewellery, clothing, appliances, furniture and much more.  The policy covers valuables and contents of the house. Under home insurance, the contents of the home like appliances, furniture, clothes, gadgets, valuables etc. are covered.  2.4. Covers damage due to Fire and Theft In case of a theft, the policy will compensate for the stolen contents. In case of loss caused by fire, the insurance not only covers the cost of construction of the damaged part, but also offers add-ons – like financial support to temporary accommodation till the severely damaged part is repaired. If there is an unpleasant burglary or theft in the insured house causing damage to the contents in the house, then the policy will cover for the equivalent. 2.5. Protection Against Liabilities If there is a physical or property loss to a third person at your insured house, then the policy covers this loss under the public liability coverage. Accidents can be a cylinder blast or a repair activity that might have caused some loss to your neighbour’s property. A home is a place where many of our friends and relatives visit us. Unfortunately if any of the third party encounters any loss, either to them or to their property within the insured house, then home insurance will cover up that loss. House insurance policies offer liability coverage which covers one against personal injuries, property damage to guests and other third party which might have incurred while residing in the insured house. This coverage protects you and your house from any possible legal issues. 2.6. Compensates for temporary Living Expenses If the insured home is severely damaged and is not in a condition to live, then one has to move in a rented accommodation. This rent will be paid by the insurance policy giving you little financial relief. This relief will be available till your home is repaired. 2.7. It is Economical Though most of us consider it an unwanted expense, the benefits offered by the policy are much more than what money can buy. Payment is less as compared to the benefits offered. Getting the house insured at nominal rates is a fair deal. One should know that home insurance is essential 4.To Sum Up Natural disasters like floods, earthquakes, cyclones cause extensive damage to life and property. Even man-made incidents like theft, burglary, riots or fire also damage the property as well as the belongings and valuables that are in the house. A home insurance policy will compensate for the loss that is caused due to either of the reasons. The value of a home insurance is truly appreciated when a mishap strikes the house but that would be too late to repent. It is always better to

As goes the saying ‘There is no place like home’ & ‘Home isn’t a place, it’s a feeling’– How true it is!! All of us agree to this after spending a long period in our homes during the lockdown. A home is a feeling and it gives a sense of ownership. 1.Grievances of 2020 :  Life had taken us to the phase of demolition during 2020. The devastation had almost reached the zenith. It was the black phase of life which had a lot of bitterness and grievances. People were in lockdown and faced a harsh life. Job losses and salary cuts had become a part of life. Then life started taking baby steps when the trend of work from home barged in along with online classes for children. The worst part of life was the expenses and the most troublesome was the rent which was to be paid for every month. It was this moment that had pulled out the urge of owning a home. Till then, a major working sector supported rental houses as they were able to lead an upscale life without having any responsibility on their shoulders. Those who were single shared apartments and paid less rent. But with the pandemic, all these arrangements were whacked. Social distancing was out of site in shared apartments. This was the time when people realized the importance of their own home and yearned to have one. 2.Lowest Home Loan Rates : As home loan interests are the lowest with most banks offering below 7% , the chances of further correction are very narrow. This is the best time to grab the offer and fulfil the dream of owning a house. In future also the reduction rates may be low because it is an accommodative stance to pull up the pandemic hit economy to its feet. Rural demand is on the path of recovery and the urban sector is also gaining momentum. This will support the real estate in its revival. The policy support by the government is also laudable as it will support the construction activity in the coming months and also hold up the residential sector. Real estate started its path to revival as people are taking advantage of the low-interest rates. Most Banks have brought down home loan interest to 7% but there are a few who are currently offering a home loan at 6% interest also. Real estate sector has started reaping rewards due to the various steps taken by the government and low home-loan interest rates offered by the banks. 3.Repo Rate to continue low : As green shoots of recovery are evident after a long term of pandemic turmoil, RBI decided on 4th December 2020, to leave the repo rate unchanged at 4% though inflation and economic contraction is still prevailing. This was done to support the consumers who are really keen in buying a house. This is an accommodative stand of monetary policy which will prolong till required, maybe even in the New Year, to revive the growth of the real estate sector. Repo rate is the rate at which the Reserve Bank lends money to commercial banks in the event of any shortfall of funds. Repo rate is used by monetary authorities to control inflation. When RBI reduces the repo rate it means that the banks have to lower their interest rates that are charged on loans. In other words, the loan offered to the customers has lesser interest thus decreasing the EMI on home loans. As this is a good opportunity to take a home loan at the lowest rates, one should really grab the offer before it is too late. 4.Hit the Iron When it is Hot :  Opportunities rarely knock at the door but when it knocks you should be the first one to welcome it and make use of it. Such an opportunity is the chance of owning a home. Though it came after the turmoil of the pandemic, a chance is after all a chance and this is an affordable one. The lowest interest rates are expected to continue for another six to twelve months and this is the best time to hit the iron when it is hot. It means one should utilize this moment as this is the best home buying opportunity that has come after many years. The lowest interest period will continue for a few more months giving the potential home buyers an elegant chance to own a house. The home loan rates have been the lowest with the help of the government and some of the developers have also been offering incentives to lure the buyers. When can such an opportunity be given again! Life doesn’t repeat opportunities – so, just grab it. 5.Additional Benefits :  When the home loan rates are the lowest, then one can give a try to own a home. Buying a home is also an investment in real estate. The best investment option among all the investments is the real estate investment as it comes with almost no risk. It is a tangible asset and anyone can invest in real estate. It does not require any special skills. An investment in real estate comes to the rescue of the owner in hard times. Real estate investments bring handsome returns, as the prices increase over years. Not only handsome returns, but a tangible asset in the form of a property can also be rented out if one does not want to live in it.  In times of distress, it can also turn out to be financial help. So it can be concluded that real estate investment has additional benefits too. This is an opportunity where the home loan rates are at the lowest and one should grab it and utilise to the fullest. 6.Best Time To Grab  : Conversely, there was a ray of hope in the gloomy atmosphere for those who were yearning to own a home. As a supporting initiative by the government, Home loan

Real estate is undeniably one of the most recommended and safest investments. Due to the growing demand for properties, one can be assured of good returns over a period of time. Being the safest investment and not requiring many skills, real estate welcomes each and every common man to invest in it without much risk of financial loss. Though any skill is not required to buy a property, one needs to have an ability to check a few aspects – some general and some legal aspects. Not only this, one has to get the property registered with the relevant authorities to transfer the title to your name. TABLE OF CONTENT 1.Legal Check 2.Get Assured 3.Property Registration 4.Polish Your Ability 1.Legal Check :  Legal aspects should be given priority before settling down on a decision. It is always advisable to check the legal issues like – any reservation on the land by the government or any developer or any other person who may own the land. The buyer should check the approvals. The documents should be stamped and registered. Check the given below documents before finalizing the deal.   a)Title Deed :  This document highlights the chain of ownership on a property and also declares that the seller has the right title and absolute power to sell it.   b)Land Use Verification :  Land is allotted for residential, commercial and industrial usage. This should be checked with the city’s Master plan to know that the proposed property is on the allotted sector. Any change in the land use should be supported with a certificate from the concerned authorities permitting the change is legal. c)Encumbrance Certificate : This certificate authenticates that the property is free from all legal disputes.   d)Release Certificate : If the purchase is a resale property then one has to get a Release Certificate which signifies that the loan on that particular property is cleared.   e)Occupancy Certificate  : An Occupancy Certificate is a document that is issued by the planning authority upon the completion of  a project. This certificate declares that the building is suitable for occupancy. The seller should acquire the occupancy certificate before selling the property. Without an occupancy certificate the buyer may have to face the penalty along with the risk of demolition of the property.   f)Property Tax Receipts :  These should be checked at least for the last 5 years. If the tax is not paid then the buyer will get the penalty to pay the dues.   g)RERA Registration : If one is interested to buy a property in a project, then he has to check if that project is RERA registered because it is mandatory for every developer to register his project and upload the required documents on RERA portal before beginning the advertisement of his project. 2.Get Assured : Let’s highlight a few common aspects that one need to check before buying a property. One should have the ability and keen observation before investing in a property.   a)Beware of Fraudulent :  Prior to investment one should have a thorough research about the rates of properties and analyze the market condition in the desired location. Without much knowledge of the market, one is sure to fall prey to fraudulent agents or brokers.    b)Infrastructure :  Check basic and social infrastructure of the desired location. The neighbourhood of the area, road connectivity, nearby facilities, civic amenities and transport facilities should be accounted for; otherwise your investment may not fetch you rewards as expected.    c)Choose Right : If you have decided to trust your ability and buy a property in real estate , then you will also have to decide the right type of property. You can buy a residential property, a commercial space, an industrial property or a plot. Choosing a right property will protect you from the risk of financial loss. Either buy a property in prime locations where there is great demand or in places with high potential where one can get handsome returns over a period of time.  d)Mobile network / Connectivity  :   In the present era, mobiles have become the most important factor of life. One may skip off the meals but cannot survive without a mobile. Most often it is noticed that some areas do not have proper mobile networks and the connectivity is very poor. So, now in this techno savvy life, it is very important to check the mobile network and the connectivity, otherwise you have to keep switching to different networks to keep yourself connected to the world. This is one more way to show your ability.   e)Resale /  Rental Capability :  Keep in mind about the resale potential of a property. Over the time if you want to sell off that property for any reason, then you should be able to get good returns. So potential for resale should be strong in the chosen property. Another aspect which one has to keep in mind is the capacity of the property to rent out. The property should be attractive from a rental point of view, meaning the infrastructure should be the criteria of selection. If one has to rent it out at some point of time, then he should be able to rent it out without any hassle.    f)Identity of the Seller : The verification of the seller also demands equal status as the verification of the property. Identification of all owners in case the property is jointly held is imperative. Documents declaring his identity should be verified to save ourselves from any deceit. 3.Property Registration : In Telangana, the government has introduced online registration where a part of the process is online. Before going to the Sub Registrar’s Office, one has to complete a part of the process online. He has to login on the portal  and create a login ID. Then upload the required documents using the Public Data Entry System. Next the applicant can make payment through an online portal and book a slot

Registration of a property is mandatory and you should learn and know to register your property online in Telangana.  TABLE OF CONTENT 1.Property Registration 2.Importance of Registration   3.Documents Required 4.Step by Step process of Registration 5.Create a Sale Deed 6.Precautions – Before Registering a Property 7.Finally 1.Property Registration Property registration is stamping and paying the registration charges for a sale deed and getting it legally recorded at the sub-registrar’s office. If a property is purchased, then it has to be registered in accordance with Registration Act 1908. The transactions that involve the sale of an immovable property for a value exceeding Rs 100 has to be registered. Registration is required when there is a transaction of sale, lease, transfer or gift of a property. The buyer has to pay the registration fee to the government as a small percentage of the total cost of the property. Stamp duty is charged during the submission of the documents. It is also a small percentage of the cost of the property and declares that the documents submitted are original. Registration is an important document to ascertain the title of the property. This gives a title and a legal ownership.      In Telangana, the property has to be registered with the Telangana Registration and Stamp Department. The government has made the registration a bit easy because a part of the process can be done online, where the documents have to be uploaded online. The buyer, along with the seller and witnesses has to visit the sub-registrar’s office, nearest to the location of the property to pay the stamp duty and the registration charges as applicable in the state.   2.Importance of Registration   It is an important document that creates the title of the property.  Land or property registration refers to the registration of the document that highlights the changes in the ownership and other transactions of the immovable property. It is mandatory to get every property registered that you buy. This ensures legal ownership and a title is created at the Sub Registrar’s Office.  This reduces the risk of fraud and also helps in solving disputes easily. It also helps to create and maintain an up to date public record. 3.Documents Required  The following documents are required for the online Registration of a Property in Telangana. Original documents with signatures of all parties Encumbrance Certificate Demand Draft or Bank challan  – total stamp duty Property Card Identity proof of the buyer, seller and two witnesses Section 32 A photo form of executants and witnesses Pan Card  & Aadhar Card Power of Attorney (if any) Address proof of the buyer and seller Photograph of the property’s exterior Pattadar Passbook if it is Agricultural Land 4.Step by Step process of Registration Here is the step by step process to register the property online in Telangana. A . Pre- Registration Procedure Step 1 :  Visit the Telangana Property Registration Portal –  https://registration.telangana.gov.in/ and create        a login ID.                                                                                                                                                                                        Step 2 :  Upload all the required documents, pay the registration fees and stamp duty on the portal.                                            Step 3 : Book the time slot to visit the Sub-Registrar’s Office to complete the proceedings of Registration.                                    B. Proceedings at Sub –Registrar’s Office (SRO) On the appointed date and time, you have to be at the Sub-Registrar’s Office along with the documents to be registered.      A check-slip will be prepared by the respective officer based on the details which you had uploaded on the portal. He will also make changes if required.     Then the officer will complete E-KYC and collect fingerprints of the registering parties which will be verified against the database.  Then a verification challan is provided after the complete verification of the paid fee charges.  Finally the Registrar will print the endorsements on the document being registered.  He will also provide a document number and collect the thumb impression of the parties.  At last, the registered document will be scanned and uploaded on the portal. The user can download the same from the portal.   In case of verification being unsuccessful, the buyer will be directed to make the required changes and resubmit the application.         5.Create a Sale Deed This is created by the property owner. Sale deed is an agreement to sell a property to a buyer. It has to be drafted by a legal draftsman on a non-judicial stamp paper of the requisite value. The party has to use five non-judicial stamp papers and the remaining amount has to be paid as mentioned by the state government. The sale deed should include the following clauses :  Name of the deed : The parties should decide by mutual consent about the type of deed that has to be prepared for transfer of the property. The type of deed should be clearly mentioned on the document.               Names of parties involved :  The names, ages and addresses of the parties involved in the transaction should be there on the sale deed along with their signatures.     Description of the property :   The property on the deed has to be described completely . The description should include all details like- identification, plot number, location etc.        Sale Consideration Clause : The price decided by the mutual consent of both the parties should be mentioned . Token & Mode of Payment : A sale deed should have a clear information about the token amount paid as well as the mode of payment of sale amount.                Possession date : The sale deed should also mention the date when the property is going to be transferred as well as the date of possession.     Indemnity Clauses :  As per this clause, the seller is liable to bear all the statutory charges including property tax, electric charges , water bill and other charges in relation to the property, before the execution of the sale deed. 6.Precautions – Before Registering a Property Chain of Documents : These documents signify when and how the property has been transferred from one owner to the other till date. All

Investing in real estate is the best way, the quickest way and the safest way. It is a reliable investment. TABLE OF CONTENT 1. Invest in Real Estate 1.1 Reliable  Investment 1.2. Easy Investment 1.3. Provides Extra Income & Freedom 1.4. Appreciating Returns 1.5. Shields in Tough Times 1.6. Offers Stability 2.Perfect Decision 1 )  Invest in Real Estate When people earn more than their requirement then they tend to save the money. The saved money can be invested rather than just keeping it in urns. There are various ways to invest and grow money. There are numerous options of investment but almost all of them are followed by risks. It is no longer safe in banks as more often we hear about bank scams or banks closing down, until and unless you walk into some reputed bank. Investing in the form of gold is again a risk. Either keep it at home and give a chance to loot or keep in a bank where there is some or the other risk again. Stock markets are unpredictable. They can make you a king or even a beggar in no time. Investing in startups is also risky as most of the start-ups fail until and unless you have some experience in that field. When it comes to investment, most of the investments bring some risk factors. The only investment which is risk free is property investment or real estate investment. Let’s glance on a few reasons to invest in real estate. 1.1. Reliable  Investment People prefer to invest their savings in different ways. Each has his own choice. Some go for gold investment, others opt to buy stocks or shares, but a big lot goes for real estate. They prefer to invest in property because real estate investment is a reliable investment. In other investments there is always a risk of financial loss but there is no risk of loss in real estate. Since olden times real estate investment is considered to be the best form of investment as compared to sectors like stocks or shares. It is one of the reasons to invest in real estate. 1.2. Easy Investment  It is one of the easiest investments which can be done by anyone. It does not require any special skill to manage the investment. It is safe as well as fetches good returns in long term. Investment in stocks and shares need some special skills to understand the investment but the real estate investment needs no specialization and there is no threat of any loss. It also gives you a sense of safety and security, not only for yourself but also for your generations to come.  1.3. Provides Extra Income & Freedom Real estate is not only a means of protection during adverse times but it is also a source of extra income. One of the reasons to invest in real estate is its constant income through rent. Rental income becomes a margin of safety in times of collapse. One of the reasons to invest in real estate and own a property –be it first or second as an investment, is its handsome returns. One can also generate regular rental income regularly. Unlike stocks where one will be at the mercy of a volatile market, real estate investment does not leave you at the mercy on any market. Real estate offers stable and regular monthly income that keeps increasing over the time and hardly had depreciated anytime.  The owner gets the freedom of his property. Be it to reside or rent it out. He will not have to depend on the discretion of anyone. He is free to take any prompt decision and it also gives the owner the right to ensure the well being of his property. One will have to manage his own property and need not depend on any one for the same. 1.4. Appreciating Returns Invest in real estate because this type of investment has always been promising. The value of properties always rises and has rarely seen a fall. Prices may depreciate due to economic disturbances but this depreciation will not continue for long. They bounce back again. Investment in real estate promises appreciating returns.  When one invests in other types of investments, there is always a risk of loss. However this is not the case when one invests in real estate. In this investment, the savings are not only safe and secure but they also provide good monetary gains. 1.5. Shields in Tough Times Real estate investment is a long term commitment. It hardly gets influenced by external factors. One can either utilize the property or can rent it out. In times of distress this investment shields its owner. It is the best way to safeguard the savings and one can rely upon this investment in tough times. This investment usually rockets and there is hardly any possibility of loss. Real estate investment is a tangible asset in the form of property unlike stocks and bonds which are all virtual and can crash to zero at any time. Property can be sold or mortgaged in times of crisis and this advantage is lacking in other investments. 1.6. Offers Stability An investment is another way to feel stable especially if the investment doesn’t incur losses. Real estate investment is the most stable and predictable investment when compared to other investments. In times of recession and market collapse, it doesn’t get much affected. It may slip for a while but gets back on its feet soon. Not like other investments which sweep up the investments with no security of recovery. A large amount is saved in the form of this asset, i.e. property. Owning a property gives more stability in life because one can be assured to procure a large sum of money in times of need – be it a medical emergency or any financial agony. Be it whatever type of investment in real estate, one is sure to enjoy handsome returns in future. 2

Real Estate, a cosmic industry, has taken a digital leap in the past few months. That digital leap is the display of Virtual Tours on the real estate website and it is gaining popularity and becoming efficient at a rapid pace. TABLE OF CONTEN 1.What is a Virtual Tour 2.Purpose of Virtual Tour 3.Key Benefits of Virtual Tours 3.1. Saves Time 3.2. Develops Emotional Attachment 3.3. Customers Swarm in 3.4. Repeated Visits 3.5. Facilitates Online Communication 3.6. Perfect Means to Display a Property 3.7. It is Global 3.8. Cost-Effective 3.9. A Return On Investment (ROI) 3.10. Keeps the Viewers Glued 4.In a Nutshell 1.What is a Virtual Tour A Virtual Tour is a replica of the existing location/property that is displayed in the form of a video. It offers a real life-like experience of visiting a property from laptops or mobiles. Virtual Reality is a technology that is used in creating Virtual Tours. 2.Purpose of Virtual Tour A virtual tour can be experienced at any time of the day, depending upon one’s leisure. It will enable a person to visit and experience a location from the comfort of the house. One need not physically visit the spot. 3.Key Benefits of Virtual Tours This digital leap has numerous advantages. Let’s throw light on a few of the key benefits of virtual tours. 3.1. Saves Time It saves time for both parties, especially if the properties are far away. Buyers can move through the virtual tours and have a clear view of the residence or the society in just a few minutes. It also saves the time of the other party as they do not have to escort the buyer to the location. The physical tour also demands fixing time with prior appointments. Virtual tours are hassle-free and are not time-consuming. People in search of a house may visit many websites on the internet before settling down on one property. So it is not possible to physically visit each and every location. Virtual tours cut downtime and also help people in taking a final decision. 3.2. Develops Emotional Attachment Homebuyers can be guided through the entire project to show how it will look like after completion and this is possible even before the construction begins. They can visualize their going to be property and this will pave the way to emotional connection. Those who take a tour can easily imagine their future life in that house or property. Virtual tours engage more than photos and develop a sense of ownership. 3.3. Customers Swarm in  This is the budding feature of technology and still many are not aware of it. That’s where the virtual tour website stands among the crowd and gets the advantage.  These tours grab the attention of the home buyers and the number of viewers swells up on the site. This feature offers a chance to experience the property closely and hence attract more customers to the website. Virtual tours are likely to rope in more customers and become one of the reasons for increasing the business. These tours are getting efficient. 3.4. Repeated Visits Physical tours are not easy to coordinate and cannot be taken up as many times as we want. Virtual tours help to navigate through the property a number of times to see and explore each and every corner at our own pace. They might not completely replace physical viewing but they can become the first round of viewing. It can also be viewed from any part of the world. 3.5. Facilitates Online Communication These tours facilitate online communication and the buyer can clarify his queries without going in person. The queries can be answered in no time and that too online. 3.6. Perfect Means to Display a Property A virtual tour can promote a property, be it residential or commercial in a more attractive and detailed manner. It can highlight all the spaces or rooms with all the nooks and corners in view. A visitor on the website can navigate on his own from one area to the other. He doesn’t need anyone to guide him. Each minute detail can be viewed repeatedly with no hindrance.   He gets the perfect freedom to check out every detail of the house. Any exclusive feature of any place or area of the project can be highlighted. This is a great way to stand out among the crowd. 3.7. It is Global Arranging property visits and taking the prospective home buyers to the site and escorting and explaining every fine detail on the site is a difficult task. This becomes more difficult if the home buyer does not reside at the same place. Virtual tours showcase the property to one and all, without differentiating them due to their location. 3.8. Cost-Effective Arranging a physical tour will cost a lot. Even after that there is no guarantee that the customer would really buy the property. One or the other thing may be the reason for rejection. Virtual tours will eliminate these issues and also save money that would have been spent on physical tours. Hence one can say that virtual tours are cost-effective. 3.9. A Return On Investment (ROI) Virtual tours are a powerful marketing technique. They help in satisfying the customers with their detailed tour and increase the chances of selling the property. A virtual tour can be tailored as per the requirement of the crowd. These can prove to be greater ROI. Complete information of the project could be displayed through a well defined visual tour. 3.10. Keeps the Viewers Glued Potential buyers can explore the property independently and can enjoy their visit to each room or area. They can focus on the different features of each room which are of interest to them. Efficient virtual tours can keep the viewer glued to the website for a long time. There are more chances of his return to the site. Moreover, the automated voice also can create wonders and keep the viewer captivated. 4.In a Nutshell Virtual Tours

Preservation of the environment is the demand of nature. It is the need of the hour. It is the responsibility of each one of us to contribute our share. Man has been paving his way and cutting down the resources for his pleasant journey of life but there seems to be a dead end to this journey. He has to do something to preserve and restore the resources for his future generations. When this fact was realized there came a change in lives and lifestyles. Man has polluted the environment to its core. So it is the duty of man to refurbish it. IGBC is one of the measures taken to restore the resources of this planet through Real Estate. TABLE OF CONTENT IGBC in Real Estate IGBC Green Homes IGBC Certification Benefits of IGBC Certified Buildings IGBC Green Landscapes Protecting the Environment 1.IGBC in Real Estate The Indian Green Building Council (IGBC) was formed in 2001 with a vision to enable a sustainable environment for all and assist India to be one of the global leaders in the sustainable built environment by 2025. IGBC is a part of the Confederation of Indian Industry (CII). There are varied benefits of green certified buildings. IGBC Certification is one of the best initiatives taken by our government. It helps to build environment-friendly residential complexes. IGBC certification guarantees that a project is not only well designed but also eco-friendly, uses less resources and is green. The IGBC offers green building rating and certification on the following parameters: a) Water Conservation: India always faces scarcity of water. This is the major issue here. Hence, the conservation of water is the foremost concern. Every IGBC certified building has to cater to water conservation. This is done by recycling used water through several processes and 30-50% of water is saved and reused.  To obtain IGBC certification, the following measures are mandatory relating to water conservation : Complete recycling of wastewater and then using the same for flushing and landscaping Using water-efficient fixtures to reduce water demand Planting drought-tolerant plants to reduce water supply for landscaping The facility of rain water harvesting Availability of water metering to monitor the water flow for overall consumption Drip irrigation to be adopted for efficient usage of water for landscaping b) Energy Efficient: Saving energy means saving natural resources and also saving money. Homes should be constructed with energy efficient material. IGBC certified projects have to use energy efficient electrical and lighting devices that would consume less energy and save about 20-30% of the power. The lights need to have 20% less LPD than the baseline specified by IGBC. The use of solar powered lights in common areas is mandatory. c) Reduce Carbon Footprints: Use of electric vehicles should be increased to reduce carbon footprints. Projects that wish to apply for IGBC certification should have an electric charging facility in the parking areas. d) Effectual Waste Management: Depletion of natural resources at an alarming rate demands some measures that would prevent the running out of resources. Recycling is the perfect measure in this scenario. Considering the present situation, IGBC has made it mandatory to have a waste treatment system installed in all its certified buildings. All the household disposables and organic waste are recycled here. 100 % of waste will be converted into useful manure in an IGBC Certified project. This manure can be used for landscaping. e) Limited use of endangered natural material: Materials like wood and fuel which are on the verge of extinction are replaced by recycled materials in IGBC This makes the project eco-friendly, chic and luxurious. f) Abundant Daylight: As per the norms, more than 75% of the total floor area must receive daylighting. This will reduce the use of energy. 2.IGBC Green Homes This is the first rating program developed in India exclusively for the residential sector. The main objective is to facilitate the effective use of site resources, conserve water, use energy efficiently, maximize material utilization and design for healthy, comfortable and environmentally friendly homes. The program is basically formulated to address national priorities and provide a quality of life to the residents. A project has to fulfill the required categories to apply for IGBC certification. These include -site and planning, water conservation, energy efficiency, limited materials and resources to be used, innovation and design process and indoor environmental quality. Green building designs contribute in protecting the environment. 3.IGBC Certification Projects of real estate which are interested in IGBC project certification must first register with IGBC. Registration is the initial step. Once registered, then the team has to prepare for the submission of the required documents. The project has to satisfy all the mandatory requirements and the minimum number of points to get the IGBC rating. The mandatory requirements are submitted in two phases. a) Preliminary Phase: All the mandatory requirements and the minimum number of credits have to be submitted in this phase. After the submission, a third party review is done and the review comments will be provided within 30 working days. b) Final Phase: This phase involves the submission of clarifications to preliminary review queries and the final submission. A review of this phase will be provided in 30 working days. Rating will be awarded after the final review. 4.Benefits of IGBC Certified Buildings Maximum use of natural light, use of solar heating systems, energy efficient walls and roofs reduce the power bills by 15-25%. Rainwater harvested for the ground table Low water fixtures are used that can reduce water consumption and then the water bills Contributes to energy and water savings As compost is used for landscaping and recycled water for flushing, there is a reduction in the maintenance charges. Due to self sufficiency of water, dependency on water tankers will be reduced There is a reduction in the maintenance charges for electricity bills as the common areas use LEDs and solar power for lifts and pumps. 5.IGBC Green Landscapes Landscapes offer remarkable benefits. There is a reduction in

Nature revives, refreshes and revitalizes in addition to imparting aesthetic beauty. Flowers and greenery have always been a treat to our eyes.  Real Estate has taken up the responsibility of pulling in nature in most of their projects in the form of adorable landscapes. TABLE OF CONTENT 1.Landscaping is an Art 2.Added  Facet 3.Hardscapes  4.Advantages of Landscapes 5.Blissful Landscapes 1.Landscaping is an Art Landscaping is a technique that can change a dull area into a relaxing and attractive space. The art of planting plants, shrubs, trees and flowering plants in attractive and creative designs is landscaping. The creativity displayed in creating landscapes is amazing. It redefines the place and imparts aesthetic beauty. Use of rocks, stones can make the landscapes look magnificent. Right planning and right planting will create stunning landscapes. They include perennial beds, shady and flowering trees, plants, shrubs, other elements like walkways, pergolas, fountains etc. A well planned and thoughtful design includes ornamental plants, exotic flower plants, land terrain manipulation, and structures that create an appealing exquisiteness. It beautifies the area in addition to providing a number of advantages. It is one of the most effective enrichments that offers many advantages. It can increase the value of the property. Colourful flowers will liven up the spirits. Landscaping changes the look and the well designed and laid out lawns spread peace and calmness in nature. Landscapes not only radiate beauty but also contribute in controlling pollution, improving air quality etc.  2.Added  Facet Water features like artificial waterfalls; fountains etc will give an amazing look to the landscapes. It becomes a point of attraction and also adds value to the surroundings. Water features add a tinge of texture, natural sound to the aesthetically pleasing landscapes. They usually do not require much maintenance. 3.Hardscapes  These are the non-living elements used in landscapes to enhance their beauty. Fountains, benches, arches, pergolas etc are counted as hardscapes. Walkways decorated with cobblestones entice the residents. Thoughtful multi use areas can be created with proper planting and hardscaping. 4.Advantages of Landscapes 4.1. Offers Aesthetic Environment Landscapes enhance the aesthetic appeal and offer a blissful environment to spend some time in leisure. These  are refreshing and breathable environments. The greenery offers soothing and relaxing moments. Living in aesthetic landscapes enhances our sense of well-being. Landscapes are always a centre of attraction. They beautify the property. Humans have always been enchanted by the beauty of plants and flowers. Landscapes provide aesthetically shaped spaces which forces us to appreciate nature. Plants are available in all sizes and flowers can be seen in different colours. Plants, be it indoors or outdoors have always touched the soul. Colours are well planned to impart more attraction to the landscapes. Spending some time in the lap of Mother Nature gives a positive impact to the mental health of a person. The colourful flowers make the environment vibrant and their sweet fragrance delight us. Aesthetic landscapes are a pleasure to the eyes. 4.2. Healthy Childhood   treat Children who are actively involved in games are healthy but those who spend some time outdoors in areas surrounded by nature become physically active. Landscapes with its greenery, promotes the well being of kids. Play areas are usually surrounded by landscapes, thus creating a cool and vibrant atmosphere for the active kids. Trees benefit the overall well being of kids. They also become more social as they come across different children of the society. Interacting with nature teaches them to love and respect nature. It also encourages physical activity. The fresh environment contributes to the overall development of the children. 4.3. Enhances Mood Humans do interact with nature, directly or indirectly. Focus and efficiency of a person can be increased by just viewing at the greenery daily for a while. We feel better and refreshed when we are surrounded by nature. In this hectic schedule of stressful life one hardly gets sometime to relish nature. A walk or jog on the lush green lawns will enhance the mood and develop a positive attitude. A well designed landscape will enhance the mood and the well being of a person. It rejuvenates the senses. The green pockets with sitting areas, plants and trees can be extremely relaxing and an ideal place to spend some quality time to relax and revitalize. This is one of the benefits of landscaping. 4.4. Trims down Stress Landscapes are a means of recreation. When the residents walk, jog or exercise in this green environment, the risk of heart disease will be lowered and the clean and green atmosphere will help to reduce the stress levels too. Landscapes help to keep the residents fit and strong. If properly utilised, these landscapes can turn into interesting health boosting and relaxing zones. Landscapes also improve the general health of the residents. It reduces stress and depression. It also reduces health care costs and improves mental health. 4.5. Cleans and protects Environment In this polluted atmosphere, we breathe in smoke particles and other pollutants along with air. These particles are not visible to the naked eye. But the atmosphere with landscapes around is cleaned by the plants and trees. They capture the dust and smoke and replace these with oxygen. Carbon dioxide is also taken in by the plants and trees. Lawns and green spaces work as natural cleansers. They also cleanse the atmosphere of the neighbourhood. Trees increase the oxygen levels in the air and also purify the air. Plants and trees protect soil from erosion and also preserve the natural environment. 4.6. Energy Efficient Landscapes with the presence of plants and trees reduce the temperature of the surroundings. Tactically placed trees and shrubs create shade on windows and walls and also prevent the heat getting reflected from the ground on the windows. Hence reduces the cooling cost in summer. Indirectly landscaping can reduce the use of energy due to reduced temperatures. 4.7. Strengthens Social Ties Landscapes are not only beautiful but also a means to strengthen social ties. A friendly atmosphere creates when people

Safety is a precaution which saves you from regret. It should be strictly considered. One such precaution as well as a necessity in the field of Real Estate is Scaffolding. It is the safest measure to construct high–rise buildings or take up necessary repairs or maintenance of any structure. TABLE OF CONTENT 1.Know what is Scaffolding 2.Scaffolding is vital 3.Parts of Scaffolding 4.Types of Scaffolding      4.1. Single Scaffolding or Brick layer’s Scaffolding       4.2. Double Scaffolding      4.3.  Cantilever Scaffolding / Needle Scaffolding     4.4.  Suspended Scaffolding     4.5.  Trestle Scaffolding      4.6.  Steel Scaffolding         4.7.  Patented Scaffolding 5.Safe support              1.Know what is Scaffolding Scaffolding is a temporary structure that provides a platform to the workers and material in the construction or repairs of a building. This temporary platform is erected around the building’s exterior. It is a platform on which the labours can work at different heights. Workers can move around safely in any direction to complete their work. It also helps to lift materials of construction. It is used when the height exceeds 1.5 m. 2.Scaffolding is vital Workers have to work at different heights in the construction or repair of a manmade structure.  A safe and protected workplace is very much required as they work at a variety of heights. Scaffolding gives support on heights, ensures construction at a fast pace, assures the safety and protection of the workers and general public. It creates a secure working space and gives access to those parts of the building which are normally difficult to reach. 3.Parts of Scaffolding Standards : These are Vertical / Upright posts or tubes that transfer the entire weight of the structure to the ground where they lean on a square base plate to scatter the weight     Ledgers  :  These are horizontal tubes that join between the standards, add further support and help in weight distribution.                       Braces  : These include cross or transverse braces and façade braces. Cross braces run diagonally between  ledgers increasing the structures’ overall rigidity and façade braces help the structure from swaying.                           Putlogs  :  These are horizontal braces that run perpendicular to the wall and support the standing platform of the scaffold.                     Transoms  :  These lean on the ledgers at right angles.                Bridle  :  These are horizontal braces used to bridge openings.    Boarding  : These are planks on which the workers stand during the work            Guard Rail  :  This is also known as protective rail. This is a rail that guards the men working on the boarding. It is about 1m high and protects the workers from accidentally falling off the scaffold.                Toe Board  : They are attached to the platforms. These are placed parallel to boarding near the wall and give protection to the workers. They help prevent tools such as screwdrivers from rolling off the board and also provide security to the workers.                     Base Plate : These are the plates on the ground that support the Standards. 4.Types of Scaffolding : Most prominent scaffoldings are mentioned here. 4.1. Single Scaffolding or Brick layer’s Scaffolding : This is generally used for brick masonry. It consists of standards, ledgers, putlogs which will be parallel to the wall at a distance of about 1.2m. About 2-2.5m of distance is kept between the standards. The standards are connected by ledgers at vertical intervals of 1.2 – 1.5 m. Putlogs have one end on ledgers and the other end will be right angles on the wall. These are placed at intervals of 1.2 – 1.5 m. A single row of standards is fixed into the ground. One end of putlog is fixed with wall. 4.2. Double Scaffolding : Also known as Mason’s Scaffolding is generally used for plastering or in stone masonry. It is stronger than Brick layer’s scaffolding. It has two rows of standards supported by ledgers for better support. First row of standards is fixed close to the wall and the second row of standards is fixed at a distance of 1.5 m from the first row. The first row of standards is placed 20-30 cm away from the wall. To make it strong, double rows of scaffolding are made. That’s why it is called double scaffolding. Here the putlogs are not fixed with the wall. Instead they are supported at both ends on ledgers. Double scaffolding has pairs of verticals supported on an inner system of verticals and longitudinal. For additional stability it is tied to the building at intervals when used in high rise buildings. Hence, this scaffolding is completely independent and does need any hole on the surface of the wall.  4.3. Cantilever Scaffolding / Needle Scaffolding : This type of scaffolding is fixed at some height above the ground level instead of fixing the standard in the ground. These are used where the standard cannot be fixed in the ground, when the construction is being done on the side of a busy street or when the construction is carried out at a height. The platform on which the stands are placed is called a needle, a cantilever structure, made of timber and projected out from the holes in the wall. The needle is fully braced on all sides to prevent it from lifting up or tipping over. The inside ends of the needles are supported by struts wedged between the needles and the head pieces. This will prevent the lifting up of the needle. The projected outward end of the needle is supported by an inclined strut that rests on the window sill. Cantilever Scaffolding is a separate scaffold constructed to angle out from a building. 4.4. Suspended Scaffolding : Suspended Scaffolding is used in repair work, paintings etc. This scaffolding goes with the name. Here the working platform is suspended from roofs with the help of wire ropes or chains so that it can be raised or lowered to the required height. It is usually applied in tall buildings where the height is more than 30 m.

Honesty, transparency and discipline are the main pillars of success. The unruled, vast Real estate is now regularized by Real Estate Regulation and Development Act. TABLE OF CONTENT 1.What is RERA 2.States to frame their own RERA Rules 3.The purpose of the Act is 4.Why did RERA come into effect 5.TSRERA 6.Main objectives of TSRERA 7.Rules of TSRERA 8.Who is Exempted from registering with TSRERA 9.SERVICES PROVIDED BY TSRERA 10.Fees for registration with TSRERA 11.Transparent Real Estate 1.What is RERA (Real Estate Regulation Act) Real Estate Regulation and Development Act , 2016 has been enacted by the Government of India. Some sections of the Act were enforced from 1st May 2016 and all the sections of the Act came into force from 1st May 2017. As per the Act, all states must appoint a Real Estate Regulatory Authority to ensure that the purposes of the Act are carried out. It came into existence to develop and promote the sector to maintain transparency in terms of buying and selling of property. Through this act the relationship between the buyer and builder is expected to be smooth and transparent. 2. States to frame their own RERA Rules RERA is an umbrella Act which gives broad guidelines under which the Regulatory Authority of each State and Union Territory can frame their own rules and regulations. These rules are published in the respective State Gazettes. 3.The purpose of the Act is To begin the regulation and promotion of the Real Estate Sector. To make sure that transparency and efficiency is maintained in selling of Real Estate To safeguard the interest of consumers and establish adjudicating mechanisms for speedy dispute settlement in Real Estate Sector To create and maintain a website with records of registered real estate projects and agents and it should be open to public viewing. To establish an Appellate Tribunal which could hear appeals from the decisions, directions or orders of the Real Estate Regulatory Authority 4. Why did RERA come into effect Number of complaints increased from the homebuyers. Investors were scared to invest in the Real Estate Sector as there was no surety that they would not be cheated. There was no transparency in the process of a deal. Houses were being sold according to the super built up area. The buyers had no place to complain if the construction quality was not good. Project delays were becoming a common factor. 5.TSRERA Government of Telangana notified the Telangana State Real Estate (Regulation & Development)  Rules 2017 for regulation and promotion of Real Estate Sector in the state of Telangana. The Telangana Government notified the Telangana Rules under RERA on 31st July 2017. These rules came into force from the date of publication in the Telangana Gazette on 4th August 2017. They are called Telangana State Real Estate Regulatory Act.(TSRERA) 6.Main objectives of TSRERA To manage various aspects of Real estate sector To regulate the sector To standardize the constructions To advocate transparency between builders and homebuyers To arrange for speedy redressal of disputes. 7. Rules of TSRERA Residential as well as commercial projects have to be registered with RERA if the area of the proposed property is more than five hundred square meters. If the project has to develop in phases then each phase has to be registered separately. Registration is required if the project has more than eight apartments. If a project is not registered with RERA, then the penalty could be 10% of the project cost and if the offense is repeated, then the penalty could go up to 3 years of imprisonment. Any change in the declared plan of the project needs the consent of the buyer. If there are more number of buyers then 2/3 of the total number should support the change. Timelines have to be respected. Any delay in the timeline will be called for penalty. 70% of the project amount has to be deposited in a neutral account and has to be used only for construction. In this way siphoning will be restricted. The buyer should take the possession of the house within two months from the date of completion. The developers should upload the details of the project on the website and have to update quarterly. 8. Who is Exempted from registering with TSRERA If the proposed area of the property does not exceed500 sq m If the number of apartments proposed to be developed does not exceed eight. If the Project Completion Certificate for a project was received before the commencement of RERA Act. Those which are undergoing renovation and do not require marketing, advertising, or selling under the Real Estate Project are exempted from registering with TSRERA. 9.SERVICES PROVIDED BY TSRERA Benefits for Home Buyers A home buyer has the right to know about the property. The developer should share all the details about the project such as layout and execution of the plan, status of construction and stages of completion. Carpet area as per RERA is that area which does not include the lobby area or the thickness of the walls. Builders have to offer the price based on the carpet area and not on the super built up area. If any fault is noticed in the construction of an apartment within 5 years of taking possession, then the builder is responsible for its repair. Once the structural defect is detected, it should be repaired within 30 days. Grievances will be addressed and solved quickly. If the builders fail to complete the project in the timeline mentioned, then they will have to face penalties. Benefits for Promoters A promoter can register his real estate project under RERA. They will be given a registration number for each of their registered projects. They have to update the details of their projects quarterly. They can file a request for an extension of the delivery date of their projects. They also have the right to file a complaint if any. Benefits for Real Estate Agents All Real Estate Agents have to register